Sunday, May 18, 2008

"Liquid money", cash flow... out!

Why is money (as in "cash" for the pros) called "liquidities"?
Because you can't keep it in your bare hands...
That's probably why we have wallets, purses, satchels, etc...

Say, for example, that you discover your house has a few windows that have rotted out after twenty years. You will soon discover that it is not just the one or two you noticed, but a good half-dozen of them. Then, of course, some of the siding or frame around them also has rotted, so you may repair some but more likely will have to replace them, as you can bet those twenty-year old windows are no longer available or standard (and, by the way, just to reassure you, we trust the repairman, used in the past, used by friends of ours). Then of course, the stuff needs to be repainted (inside and outside, depending on the repairs and replacements). Invariably, some other things appear: a bird has been pecking at your siding, there is a hole, you need to replace more stuff. Not to mention that your house could use some painting on two sides (if you go conservatively, to avoid repainting the whole thing...)

Which is when your wife mentions that the study where we both work could use "some" shelving (on FOUR walls!!!), let's get an estimate, and of course, she wants it done "right" (i.e., get out yet another credit card check in the lowest four digit numbers or better (worse)...)

Which then reminds her that it's been a hell of a year and we definitely should, if not MUST, leave for a week, otherwise we (or for sure: SHE) will blow a fuse, go insane (yes, it's been relentless, thanks for adding to it, I was forgetting as today is Sunday, and I don't have as much aggravation from work, so let's make up for it at home, right! And right now!).
(And what is wrong with our home??? We leave here, but we can't make it a place to spend a week of R 'n' R??? I understand the need for a change of scenery but.. NOW, at this point in economic times??)

And then of course, our son is working for three months in the upper Midwest, maybe we should go see him, poor lonesome son of a gun on his first job.... AND, apparently, it CANNOT be, or cannot be considered, as potentially part of the week of potential vacation... Well, yeah, that would be nice, but see preceding paragraph, and unfortunately, successful parenting means that they'll learn to live without us and not stay here until we die....

And that is when I don't even bother mentioning the Recession (which is, or will be, unlike any we have seen yet, I persist in believing), the price of gas (is going to get much worse soon), our very old cars, college costs, etc, etc, etc. It helps my own sanity (insanity?), too, to look the other way for now. I know the intensity of the desire to go bury my head under my pillows when my wife gets like this while I try to bring reality into the equation. To no avail, except to strengthen her resolve as well as her conviction that she is right anyway (you are with her or against her) and that I am a cheap skate, insensitive, and other variations on that theme...

So, now you understand that money does indeed flow out from between your hands (or from your credit cards, lines of credit, etc.), just like the rushing receding tide on the beach that knocks you out and rolls you upside down, yeap, just like that....

"Liquid money", right! Cash flow... out!

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